Food & Restaurants · lender intelligence
How to finance a Breadsmith
The SBA 7(a) lenders funding the most Breadsmith deals, ranked from public loan records — typical Breadsmith loan about $340K. A bank that has funded the brand knows the model — faster approvals, better terms.
Most active with Breadsmith
Ranked by funded Breadsmith loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.18 loans · $10M · Manitowoc, WIFull record →
- 2.1 loans · $0M · Saint Louis, MOFull record →
4+ funded Breadsmith deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Breadsmith in Saint Louis, MO — $340K (2025) · purchase · St. Louis Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $255K (75%)
- Approval → funding
- 7 days
- Approved
- 10/18/2024
- First disbursed
- 10/25/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Retail Bakeries
If you were the buyer here
- Est. deal size
- $378K
- Est. down payment (10%)
- $38K
- Est. cash at closing
- $51K
- Monthly payment
- $4,540
- Annual debt service
- $54K
- Cash flow needed (1.25×)
- $68K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by St. Louis Bank · Lender record →
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- Meat Jesus, LLC in Fargo, ND — $89K (2023) · purchase · First Community CU
- Program
- 7a General
- Rate at approval
- 7.6% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $76K (85%)
- Approval → funding
- 2 days
- Approved
- 3/22/2023
- First disbursed
- 3/24/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 19
- Business age
- Change of Ownership
- Industry
- Baked Goods Retailers
If you were the buyer here
- Est. deal size
- $99K
- Est. down payment (10%)
- $10K
- Est. cash at closing
- $13K
- Monthly payment
- $1,374
- Annual debt service
- $16K
- Cash flow needed (1.25×)
- $21K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Community CU
Your business? Claim this record · Request removal
- Beleva, LLC in Green Bay, WI — $459K (2021) · purchase · Bank First, N.A.
- Program
- Preferred Lenders Program
- Rate at approval
- 4.25% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $413K (90%)
- Approval → funding
- 5 days
- Approved
- 8/4/2021
- First disbursed
- 8/9/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Retail Bakeries
If you were the buyer here
- Est. deal size
- $510K
- Est. down payment (10%)
- $51K
- Est. cash at closing
- $68K
- Monthly payment
- $4,702
- Annual debt service
- $56K
- Cash flow needed (1.25×)
- $71K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank First, N.A. · Lender record →
Your business? Claim this record · Request removal
- Beleva, LLC in Green Bay, WI — $25K (2021) · Bank First, N.A.
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $19K (75%)
- Approval → funding
- 5 days
- Approved
- 8/4/2021
- First disbursed
- 8/9/2021
- Loan status
- Paid in full (12/31/2024)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Retail Bakeries
Funded by Bank First, N.A. · Lender record →
Your business? Claim this record · Request removal
Buying a Breadsmith? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
DealRoom analysis of public SBA 7(a) lending records; ranked by funded loans to Breadsmith businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Breadsmith purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Bank First, N.A. funds the most. DealRoom is not a lender.
- $340K typical Breadsmith loan
- 3 lenders fund the brand
- 5 days typical to fund
Buyers researching a Breadsmith typically pre-qualify for SBA 7(a) financing next, then ask DealRoom to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.