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How to finance a One Hour Air Conditioning & Heating in Tennessee
The SBA 7(a) lenders funding the most One Hour Air Conditioning & Heating deals in Tennessee, from public loan records — typical One Hour Air Conditioning & Heating loan about $200K. A bank already funding the brand in your state knows it twice over.
Most active with One Hour Air Conditioning & Heating in Tennessee
Ranked by funded One Hour Air Conditioning & Heating loans in Tennessee. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
2+ funded One Hour Air Conditioning & Heating in Tennessee deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- SWB Company, LLC in Chattanooga, TN — $2.7M (2025) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.99% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.0M (75%)
- Approval → funding
- 93 days
- Approved
- 10/23/2024
- First disbursed
- 1/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $3.0M
- Est. down payment (10%)
- $297K
- Est. cash at closing
- $409K
- Monthly payment
- $33,808
- Annual debt service
- $406K
- Cash flow needed (1.25×)
- $507K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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- SWB Company, LLC in Chattanooga, TN — $200K (2025) · purchase · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $100K (50%)
- Approval → funding
- 141 days
- Approved
- 10/23/2024
- First disbursed
- 3/13/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
- Est. deal size
- $222K
- Est. down payment (10%)
- $22K
- Est. cash at closing
- $30K
- Monthly payment
- $2,615
- Annual debt service
- $31K
- Cash flow needed (1.25×)
- $39K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a One Hour Air Conditioning & Heating in Tennessee? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded One Hour Air Conditioning & Heating loans with a Tennessee project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a One Hour Air Conditioning & Heating purchase in Tennessee with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Tennessee deals. The Huntington National Bank funds the most here. DealRoom is not a lender.
- $200K typical One Hour Air Conditioning & Heating loan
- 1 lenders active in Tennessee
- 2+ funded Tennessee deals
- 141 days typical to fund
Buyers buying a One Hour Air Conditioning & Heating in Tennessee typically pre-qualify, then ask DealRoom to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.