Retail & Shops · lender intelligence
How to finance a Sears Authorized Hometown Stores Agreement
The SBA 7(a) lenders funding the most Sears Authorized Hometown Stores Agreement deals, ranked from public loan records — typical Sears Authorized Hometown Stores Agreement loan about $65K. A bank that has funded the brand knows the model — faster approvals, better terms.
Most active with Sears Authorized Hometown Stores Agreement
Ranked by funded Sears Authorized Hometown Stores Agreement loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.34 loans · $19M · Arden Hills, MNFull record →
- 2.1 loans · $1M · Cuba, MOFull record →
2+ funded Sears Authorized Hometown Stores Agreement deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- HGII LLC in Magee, MS — $65K (2021) · purchase · Peoples Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $58K (90%)
- Approval → funding
- 30 days
- Approved
- 7/1/2021
- First disbursed
- 7/31/2021
- Loan status
- Paid in full (10/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Department Stores
If you were the buyer here
- Est. deal size
- $72K
- Est. down payment (10%)
- $7K
- Est. cash at closing
- $9K
- Monthly payment
- $1,228
- Annual debt service
- $15K
- Cash flow needed (1.25×)
- $18K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Peoples Bank · Lender record →
Your business? Claim this record · Request removal
- A & L Lajcak, Inc. in Ashland, WI — $15K (2020) · Frandsen Bank and Trust
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7% fixed
- Term
- 38 months
- SBA guaranteed
- $8K (50%)
- Approval → funding
- 4 days
- Approved
- 12/2/2019
- First disbursed
- 12/6/2019
- Loan status
- Paid in full (1/31/2022)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- All Other Miscellaneous Store Retailers (except Tobacco Stor
Funded by Frandsen Bank and Trust · Lender record →
Your business? Claim this record · Request removal
Buying a Sears Authorized Hometown Stores Agreement? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded loans to Sears Authorized Hometown Stores Agreement businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Sears Authorized Hometown Stores Agreement purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Frandsen Bank and Trust funds the most. DealRoom is not a lender.
- $65K typical Sears Authorized Hometown Stores Agreement loan
- 2 lenders fund the brand
- 30 days typical to fund
Buyers researching a Sears Authorized Hometown Stores Agreement typically pre-qualify for SBA 7(a) financing next, then ask DealRoom to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the DealRoom MCP.
Next steps
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources: