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Financing a warm air heating and air-conditioning equipment and supplies acquisition
The SBA 7(a) lenders funding the most warm air heating and air-conditioning equipment and supplies acquisitions, ranked from public loan records — typical deal about $1.2M. A lender doing your industry every week underwrites faster and prices sharper.
Most active in warm air heating and air-conditioning equipment and supplies
Ranked by funded warm air heating and air-conditioning equipment and supplies acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.168 loans · $205M · Fishers, INFull record →
- 4.75 loans · $98M · Sioux Falls, SDFull record →
- 5.138 loans · $276M · Sioux Falls, SDFull record →
- 6.1 loans · $0M · Lena, ILFull record →
- 7.1 loans · $2M · Exton, PAFull record →
13+ funded warm air heating and air-conditioning equipment and supplies deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Gorman Cooler Supply in Phoenix, AZ — $3.0M (2026) · purchase · First Internet Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.2M (75%)
- Approval → funding
- 14 days
- Approved
- 2/13/2026
- First disbursed
- 2/27/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Warm Air Heating and Air-Conditioning Equipment and Supplies
If you were the buyer here
- Est. deal size
- $3.3M
- Est. down payment (10%)
- $331K
- Est. cash at closing
- $457K
- Monthly payment
- $25,520
- Annual debt service
- $306K
- Cash flow needed (1.25×)
- $383K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
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- EP Sales, Inc. in Bloomington, MN — $2.5M (2026) · purchase · Citizens State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.9M (75%)
- Approval → funding
- 12 days
- Approved
- 12/19/2025
- First disbursed
- 12/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Warm Air Heating and Air-Conditioning Equipment and Supplies
If you were the buyer here
- Est. deal size
- $2.8M
- Est. down payment (10%)
- $281K
- Est. cash at closing
- $388K
- Monthly payment
- $31,373
- Annual debt service
- $376K
- Cash flow needed (1.25×)
- $471K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens State Bank · Lender record →
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- Serafina Holdings LLC in Burnsville, MN — $830K (2026) · purchase · First Resource Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $623K (75%)
- Approved
- 3/31/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Warm Air Heating and Air-Conditioning Equipment and Supplies
If you were the buyer here
- Est. deal size
- $922K
- Est. down payment (10%)
- $92K
- Est. cash at closing
- $126K
- Monthly payment
- $10,180
- Annual debt service
- $122K
- Cash flow needed (1.25×)
- $153K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Resource Bank · Lender record →
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- Gorman Cooler Supply in Phoenix, AZ — $150K (2026) · purchase · First Internet Bank of Indiana
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $75K (50%)
- Approval → funding
- 14 days
- Approved
- 2/13/2026
- First disbursed
- 2/27/2026
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Warm Air Heating and Air-Conditioning Equipment and Supplies
If you were the buyer here
- Est. deal size
- $167K
- Est. down payment (10%)
- $17K
- Est. cash at closing
- $21K
- Monthly payment
- $1,920
- Annual debt service
- $23K
- Cash flow needed (1.25×)
- $29K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
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- Mitchell Enterprises. Inc. in Addison, TX — $5.0M (2025) · purchase · American National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.05% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 2 days
- Approved
- 2/11/2025
- First disbursed
- 2/13/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Warm Air Heating and Air-Conditioning Equipment and Supplies
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $60,796
- Annual debt service
- $730K
- Cash flow needed (1.25×)
- $912K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by American National Bank
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- Weber-Huff, Inc. in West Chester, OH — $1.7M (2025) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 63 days
- Approved
- 12/12/2024
- First disbursed
- 2/13/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Warm Air Heating and Air-Conditioning Equipment and Supplies
If you were the buyer here
- Est. deal size
- $1.9M
- Est. down payment (10%)
- $185K
- Est. cash at closing
- $254K
- Monthly payment
- $20,422
- Annual debt service
- $245K
- Cash flow needed (1.25×)
- $306K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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- Weber-Huff, Inc. in West Chester, OH — $1.0M (2025) · purchase · The Huntington National Bank
- Program
- Standard Asset Base Working Capital Line
- Subprogram
- Standard Asset Based
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $750K (75%)
- Approval → funding
- 75 days
- Approved
- 12/12/2024
- First disbursed
- 2/25/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Warm Air Heating and Air-Conditioning Equipment and Supplies
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $111K
- Est. cash at closing
- $152K
- Monthly payment
- $12,533
- Annual debt service
- $150K
- Cash flow needed (1.25×)
- $188K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Webegebe Corp in Conneaut, OH — $681K (2025) · purchase · Pathward National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $511K (75%)
- Approval → funding
- 24 days
- Approved
- 12/20/2024
- First disbursed
- 1/13/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- Warm Air Heating and Air-Conditioning Equipment and Supplies
If you were the buyer here
- Est. deal size
- $757K
- Est. down payment (10%)
- $76K
- Est. cash at closing
- $101K
- Monthly payment
- $8,999
- Annual debt service
- $108K
- Cash flow needed (1.25×)
- $135K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pathward National Association · Lender record →
Your business? Claim this record · Request removal
- Sunny Enterprises, Inc. in Oakland, CA — $5.0M (2023) · purchase · Bank of San Francisco
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 12 days
- Approved
- 5/19/2023
- First disbursed
- 5/31/2023
- Loan status
- Paid in full (5/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 44
- Business age
- Change of Ownership
- Industry
- Warm Air Heating and Air-Conditioning Equipment and Supplies
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $68,875
- Annual debt service
- $827K
- Cash flow needed (1.25×)
- $1.0M
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of San Francisco
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- Colorado Air Filter LLC in Denver, CO — $1.4M (2023) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 14 days
- Approved
- 11/1/2022
- First disbursed
- 11/15/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Warm Air Heating and Air-Conditioning Equipment and Supplies
If you were the buyer here
- Est. deal size
- $1.5M
- Est. down payment (10%)
- $150K
- Est. cash at closing
- $206K
- Monthly payment
- $16,558
- Annual debt service
- $199K
- Cash flow needed (1.25×)
- $248K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- COILMEN PLUS in Chino, CA — $203K (2023) · purchase · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.78% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $153K (75%)
- Approval → funding
- 0 days
- Approved
- 4/6/2023
- First disbursed
- 4/6/2023
- Loan status
- Paid in full (12/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Warm Air Heating and Air-Conditioning Equipment and Supplies
If you were the buyer here
- Est. deal size
- $226K
- Est. down payment (10%)
- $23K
- Est. cash at closing
- $30K
- Monthly payment
- $2,663
- Annual debt service
- $32K
- Cash flow needed (1.25×)
- $40K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Colorado Air Filter LLC in Denver, CO — $200K (2023) · purchase · Live Oak Banking Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $100K (50%)
- Approval → funding
- 14 days
- Approved
- 11/1/2022
- First disbursed
- 11/15/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Warm Air Heating and Air-Conditioning Equipment and Supplies
If you were the buyer here
- Est. deal size
- $222K
- Est. down payment (10%)
- $22K
- Est. cash at closing
- $30K
- Monthly payment
- $2,453
- Annual debt service
- $29K
- Cash flow needed (1.25×)
- $37K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- STINKICAT INC in Tampa, FL — $735K (2022) · purchase · The Bancorp Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $551K (75%)
- Approval → funding
- 15 days
- Approved
- 11/15/2021
- First disbursed
- 11/30/2021
- Loan status
- Paid in full (1/31/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 19
- Business age
- Change of Ownership
- Industry
- Warm Air Heating and Air-Conditioning Equipment and Supplies
If you were the buyer here
- Est. deal size
- $817K
- Est. down payment (10%)
- $82K
- Est. cash at closing
- $112K
- Monthly payment
- $7,886
- Annual debt service
- $95K
- Cash flow needed (1.25×)
- $118K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to warm air heating and air-conditioning equipment and supplies businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a warm air heating and air-conditioning equipment and supplies acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Live Oak Banking Company funds the most. DealRoom is not a lender.
- $1.2M typical loan
- 10 lenders fund the industry
- 14 days typical to fund
Buyers researching a warm air heating and air-conditioning equipment and supplies deal typically pre-qualify, then ask DealRoom to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.