How to Finance a AM/PM Mini-Mart Agreement - ARCO Fuel - Contract Dealer Gaso in California: SBA Lenders & Cost | DealRoom

How to Finance a AM/PM Mini-Mart Agreement - ARCO Fuel - Contract Dealer Gaso in California: SBA Lenders & Cost | DealRoom

61+ funded AM/PM Mini-Mart Agreement - ARCO Fuel - Contract Dealer Gaso in California deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Park Center Fuel Corp in Patterson, CA — $5.0M (2026) · purchase · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
299 months
SBA guaranteed
$3.8M (75%)
Approval → funding
67 days
Approved
11/24/2025
First disbursed
1/30/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Gasoline Stations with Convenience Stores
If you were the buyer here
Est. deal size
$5.6M
Est. down payment (10%)
$556K
Est. cash at closing
$769K
Monthly payment
$40,300
Annual debt service
$484K
Cash flow needed (1.25×)
$605K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
Seven Street Fuel LLC in Long Beach, CA — $3.6M (2026) · Open Bank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.7M (75%)
Approval → funding
54 days
Approved
11/13/2025
First disbursed
1/6/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Gasoline Stations with Convenience Stores
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
Fuel Mart Express LLC in Norwalk, CA — $3.3M (2026) · MidFirst Bank
Program
Preferred Lenders Program
Rate at approval
6.25% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$2.5M (75%)
Approved
3/27/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
New Business or 2 years or less
Industry
Gasoline Stations with Convenience Stores
Funded by MidFirst Bank · Lender record →
Your business? Claim this record · Request removal
PCH Fuel LLC in Long Beach, CA — $2.3M (2026) · Open Bank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.7M (75%)
Approval → funding
53 days
Approved
11/14/2025
First disbursed
1/6/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Gasoline Stations with Convenience Stores
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
JKR Petroleum Inc in Apple Valley, CA — $4.3M (2025) · purchase · Open Bank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.2M (75%)
Approval → funding
57 days
Approved
8/14/2025
First disbursed
10/10/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Business age
Change of Ownership
Industry
Gasoline Stations with Convenience Stores
If you were the buyer here
Est. deal size
$4.8M
Est. down payment (10%)
$480K
Est. cash at closing
$664K
Monthly payment
$34,810
Annual debt service
$418K
Cash flow needed (1.25×)
$522K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
M&M Oil LLC in Los Angeles, CA — $3.0M (2025) · Open Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.3M (75%)
Approval → funding
35 days
Approved
9/30/2025
First disbursed
11/4/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Gasoline Stations with Convenience Stores
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
Veer Encore Partners, Inc. in Ontario, CA — $2.7M (2025) · purchase · PCB Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.0M (75%)
Approval → funding
41 days
Approved
9/30/2025
First disbursed
11/10/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
14
Business age
Change of Ownership
Industry
Gasoline Stations with Convenience Stores
If you were the buyer here
Est. deal size
$3.0M
Est. down payment (10%)
$296K
Est. cash at closing
$409K
Monthly payment
$34,121
Annual debt service
$409K
Cash flow needed (1.25×)
$512K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PCB Bank · Lender record →
Your business? Claim this record · Request removal
SPEED FUEL, LLC. in Long Beach, CA — $2.2M (2025) · Open Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.7M (75%)
Approval → funding
49 days
Approved
9/16/2025
First disbursed
11/4/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Partnership
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Gasoline Stations with Convenience Stores
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
ARCO AM/PM #83823 in Modesto, CA — $2.0M (2025) · purchase · Open Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.5M (75%)
Approval → funding
112 days
Approved
1/30/2025
First disbursed
5/22/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
Change of Ownership
Industry
Gasoline Stations with Convenience Stores
If you were the buyer here
Est. deal size
$2.2M
Est. down payment (10%)
$217K
Est. cash at closing
$299K
Monthly payment
$25,056
Annual debt service
$301K
Cash flow needed (1.25×)
$376K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
Mel Business Management, LLC in Rancho Santa Margarita, CA — $1.2M (2025) · Port 51 Lending LLC
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$915K (75%)
Approval → funding
106 days
Approved
8/26/2025
First disbursed
12/10/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
Existing or more than 2 years old
Industry
Gasoline Stations with Convenience Stores
Funded by Port 51 Lending LLC · Lender record →
Your business? Claim this record · Request removal
Blackstone Arco in Fresno, CA — $500K (2025) · purchase · East West Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$375K (75%)
Approval → funding
92 days
Approved
4/29/2025
First disbursed
7/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Change of Ownership
Industry
Gasoline Stations with Convenience Stores
If you were the buyer here
Est. deal size
$556K
Est. down payment (10%)
$56K
Est. cash at closing
$74K
Monthly payment
$6,334
Annual debt service
$76K
Cash flow needed (1.25×)
$95K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by East West Bank · Lender record →
Your business? Claim this record · Request removal
Rossmoor Fuels, Inc. in Los Alamitos, CA — $400K (2025) · Commonwealth Business Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$300K (75%)
Approval → funding
10 days
Approved
1/21/2025
First disbursed
1/31/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Existing or more than 2 years old
Industry
Gasoline Stations with Convenience Stores
Funded by Commonwealth Business Bank · Lender record →
Your business? Claim this record · Request removal
Sarang Modu Inc in San Bernardino, CA — $100K (2025) · Open Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$85K (85%)
Approval → funding
21 days
Approved
2/26/2025
First disbursed
3/19/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Existing or more than 2 years old
Industry
Gasoline Stations with Convenience Stores
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
Jackson AM PM in Jackson, CA — $5.0M (2024) · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.8M (75%)
Approval → funding
11 days
Approved
8/16/2024
First disbursed
8/27/2024
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
New Business or 2 years or less
Industry
Gasoline Stations with Convenience Stores
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
PMRN INC in Patterson, CA — $5.0M (2024) · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
288 mo (24 yrs)
SBA guaranteed
$3.8M (75%)
Approval → funding
49 days
Approved
2/7/2024
First disbursed
3/27/2024
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
New Business or 2 years or less
Industry
Gasoline Stations with Convenience Stores
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
DePierro Development Corporation in Yucca Valley, CA — $4.4M (2024) · Banc of California
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
315 months
SBA guaranteed
$1.6M (37%)
Approval → funding
14 days
Approved
12/21/2023
First disbursed
1/4/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
100
Business age
Existing or more than 2 years old
Industry
Car Washes
Funded by Banc of California · Lender record →
Your business? Claim this record · Request removal
Baldwin Park ARCO in Baldwin Park, CA — $2.9M (2024) · West Coast Community Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
299 months
SBA guaranteed
$2.2M (75%)
Approval → funding
19 days
Approved
10/19/2023
First disbursed
11/7/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Existing or more than 2 years old
Industry
Gasoline Stations with Convenience Stores
Funded by West Coast Community Bank · Lender record →
Your business? Claim this record · Request removal
ARCO AM/PM in Sacramento, CA — $2.5M (2024) · purchase · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.9M (75%)
Approval → funding
13 days
Approved
12/22/2023
First disbursed
1/4/2024
Loan status
Paid in full (10/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Business age
Change of Ownership
Industry
Gasoline Stations with Convenience Stores
If you were the buyer here
Est. deal size
$2.8M
Est. down payment (10%)
$282K
Est. cash at closing
$389K
Monthly payment
$34,998
Annual debt service
$420K
Cash flow needed (1.25×)
$525K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
Gas N Save #1 in Bakersfield, CA — $2.1M (2024) · Customers Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
67 days
Approved
3/27/2024
First disbursed
6/2/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Existing or more than 2 years old
Industry
Gasoline Stations with Convenience Stores
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
DIXON PETROLEUM LLC in Dixon, CA — $2.1M (2024) · purchase · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.5M (75%)
Approval → funding
32 days
Approved
7/12/2024
First disbursed
8/13/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Change of Ownership
Industry
Gasoline Stations with Convenience Stores
If you were the buyer here
Est. deal size
$2.3M
Est. down payment (10%)
$228K
Est. cash at closing
$315K
Monthly payment
$28,022
Annual debt service
$336K
Cash flow needed (1.25×)
$420K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal