Retail & Shops · lender intelligence
How to finance a Gotcha Covered
The SBA 7(a) lenders funding the most Gotcha Covered deals, ranked from public loan records — typical Gotcha Covered loan about $150K, 5.26% failure rate across 38 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Most active with Gotcha Covered
Ranked by funded Gotcha Covered loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.575 loans · $220M · De Graff, OHFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 4.70 loans · $22M · Melrose, MNFull record →
- 5.318 loans · $229M · Osage Beach, MOFull record →
- 6.4 loans · $1M · Fairfax, VAFull record →
- 7.9 loans · $1M · Austin, TXFull record →
- 8.62 loans · $34M · Winter Haven, FLFull record →
38+ funded Gotcha Covered deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Volk Window Treatments LLC dba Gotcha Covered North Twin Cities in Ramsey, MN — $200K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 17 days
- Approved
- 1/9/2026
- First disbursed
- 1/26/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Window Treatment Retailers
Funded by United Midwest Savings Bank National Association · Lender record →
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- Wilbur Holdings LLC in Evans, GA — $150K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 17 days
- Approved
- 12/29/2025
- First disbursed
- 1/15/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Window Treatment Retailers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Grason Ventures, LLC in Maumee, OH — $150K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 13 days
- Approved
- 1/23/2026
- First disbursed
- 2/5/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Window Treatment Retailers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Cornerstone Family Ventures LLC in Chesapeake, VA — $150K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approved
- 3/31/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Window Treatment Retailers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Royal View LLC in Chicago, IL — $150K (2025) · Magnifi Financial CU
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 17 days
- Approved
- 6/30/2025
- First disbursed
- 7/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Window Treatment Retailers
Funded by Magnifi Financial CU · Lender record →
Your business? Claim this record · Request removal
- McCormack Ventures, LLC dba Gotcha Covered of Braselton in Buford, GA — $150K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 28 days
- Approved
- 4/2/2025
- First disbursed
- 4/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Window Treatment Retailers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- SHANE ENTERPRISES LLC dba GOTCHACOVERED OF FORT WAYNE in Fort Wayne, IN — $150K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 1 days
- Approved
- 12/19/2024
- First disbursed
- 12/20/2024
- Loan status
- Payments deferred
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Window Treatment Retailers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Gotcha Covered Clark County in Vancouver, WA — $125K (2025) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $100K (80%)
- Approval → funding
- 72 days
- Approved
- 7/9/2025
- First disbursed
- 9/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Window Treatment Retailers
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
- Gotcha Covered of Clayton in Knightdale, NC — $116K (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $99K (85%)
- Approval → funding
- 36 days
- Approved
- 3/18/2025
- First disbursed
- 4/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Window Treatment Retailers
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- COVER CREATIONS, LLC. dba GOTCHA COVERED in Saint Augustine, FL — $150K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 15 days
- Approved
- 7/30/2024
- First disbursed
- 8/14/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Window Treatment Retailers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Outlook Home Services, LLC in Twin Lakes, WI — $150K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 7 days
- Approved
- 7/30/2024
- First disbursed
- 8/6/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Window Treatment Retailers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- DELABETA GROUP LLC dba GOTCHA COVERED in Weston, FL — $150K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 10 days
- Approved
- 1/19/2024
- First disbursed
- 1/29/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Window Treatment Retailers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- SHAFFER'S SOLUTIONS LLC dba GOTCHA COVERED in Farmington, MI — $150K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 11 days
- Approved
- 1/21/2024
- First disbursed
- 2/1/2024
- Loan status
- Paid in full (7/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Window Treatment Retailers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Von Rueden Enterprises, LLC in Gardner, ND — $150K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 13 days
- Approved
- 10/5/2023
- First disbursed
- 10/18/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Floor Covering Retailers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Stephanie B Designs LLC in Boca Raton, FL — $150K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 40 days
- Approved
- 10/11/2023
- First disbursed
- 11/20/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Window Treatment Retailers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Russell R. Dull Jr. dba GOTCHA COVERED in Palm Bay, FL — $150K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 14 days
- Approved
- 10/25/2023
- First disbursed
- 11/8/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Individual
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Window Treatment Retailers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Blue Cat Enterprises LLC dba Gotcha Covered North San Antonio in San Antonio, TX — $150K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 106 months
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 18 days
- Approved
- 10/28/2023
- First disbursed
- 11/15/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Window Treatment Retailers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- LMS Endeavors Inc. in Farmington, NM — $150K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 9 days
- Approved
- 10/31/2023
- First disbursed
- 11/9/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Window Treatment Retailers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Gotcha Covered of Canton in Acworth, GA — $102K (2024) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 101 months
- SBA guaranteed
- $87K (85%)
- Approval → funding
- 24 days
- Approved
- 12/15/2023
- First disbursed
- 1/8/2024
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Window Treatment Retailers
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
- Team JGP Inc in Wesley Chapel, FL — $227K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $170K (75%)
- Approval → funding
- 2 days
- Approved
- 1/11/2023
- First disbursed
- 1/13/2023
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Specialized Design Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Gotcha Covered? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded loans to Gotcha Covered businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Gotcha Covered purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. United Midwest Savings Bank National Association funds the most. DealRoom is not a lender.
- $150K typical Gotcha Covered loan
- 5.26% failure rate (FY20–23)
- 9 lenders fund the brand
- 15 days typical to fund
Buyers researching a Gotcha Covered typically pre-qualify for SBA 7(a) financing next, then ask DealRoom to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources: