Retail & Shops · lender intelligence
How to finance a IGA USA - License Agreement
The SBA 7(a) lenders funding the most IGA USA - License Agreement deals, ranked from public loan records — typical IGA USA - License Agreement loan about $1.1M. A bank that has funded the brand knows the model — faster approvals, better terms.
Most active with IGA USA - License Agreement
Ranked by funded IGA USA - License Agreement loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 2.26 loans · $26M · Billings, MTFull record →
- 3.9 loans · $10M · Warren, PAFull record →
- 4.104 loans · $100M · Portsmouth, VAFull record →
- 5.20 loans · $8M · Saint Petersburg, FLFull record →
- 6.242 loans · $281M · Chicago, ILFull record →
- 7.1 loans · $1M · Lincoln, NEFull record →
- 8.1,322 loans · $185M · Wilmington, DEFull record →
- 9.328 loans · $134M · Cleveland, OHFull record →
14+ funded IGA USA - License Agreement deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- James A. Kincaid in Washington, WV — $150K (2024) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 13.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 1 days
- Approved
- 5/2/2024
- First disbursed
- 5/3/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Individual
- Secondary market
- Loan sold to investors
- Business age
- Existing or more than 2 years old
- Industry
- Gasoline Stations with Convenience Stores
Funded by BayFirst National Bank · Lender record →
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- Sukhtan, Inc. in Sheridan, OR — $2.8M (2023) · Readycap Lending, LLC
- Program
- 7a General
- Rate at approval
- 9.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.1M (75%)
- Approval → funding
- 26 days
- Approved
- 5/4/2023
- First disbursed
- 5/30/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- New Business or 2 years or less
- Industry
- Supermarkets and Other Grocery Retailers (except Convenience
Funded by Readycap Lending, LLC · Lender record →
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- Domec Foods LLC in Lagrange, OH — $456K (2023) · purchase · Northwest Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $342K (75%)
- Approval → funding
- 4 days
- Approved
- 3/27/2023
- First disbursed
- 3/31/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 52
- Business age
- Change of Ownership
- Industry
- Supermarkets and Other Grocery Retailers (except Convenience
If you were the buyer here
- Est. deal size
- $507K
- Est. down payment (10%)
- $51K
- Est. cash at closing
- $68K
- Monthly payment
- $6,217
- Annual debt service
- $75K
- Cash flow needed (1.25×)
- $93K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Northwest Bank · Lender record →
Your business? Claim this record · Request removal
- Domec Foods LLC in Lagrange, OH — $25K (2023) · purchase · Northwest Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 4 days
- Approved
- 3/27/2023
- First disbursed
- 3/31/2023
- Loan status
- Delinquent
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 52
- Business age
- Change of Ownership
- Industry
- Supermarkets and Other Grocery Retailers (except Convenience
If you were the buyer here
- Est. deal size
- $28K
- Est. down payment (10%)
- $3K
- Est. cash at closing
- $4K
- Monthly payment
- $341
- Annual debt service
- $4K
- Cash flow needed (1.25×)
- $5K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Northwest Bank · Lender record →
Your business? Claim this record · Request removal
- GG & GA Enterprises, Inc. in Oberlin, OH — $2.9M (2022) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 277 months
- SBA guaranteed
- $2.1M (75%)
- Approval → funding
- 14 days
- Approved
- 12/8/2021
- First disbursed
- 12/22/2021
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Supermarkets and Other Grocery (except Convenience) Stores
Funded by Readycap Lending, LLC · Lender record →
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- HMS Ventures LLC in Richburg, SC — $1.5M (2022) · TD Bank, National Association
- Program
- 7a General
- Rate at approval
- 3.75% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $888K (61%)
- Approval → funding
- 12 days
- Approved
- 10/19/2021
- First disbursed
- 10/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Existing or more than 2 years old
- Industry
- Supermarkets and Other Grocery (except Convenience) Stores
Funded by TD Bank, National Association · Lender record →
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- Monty LLC in Billings, MT — $1.1M (2022) · purchase · First Interstate Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.55% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $838K (75%)
- Approval → funding
- 23 days
- Approved
- 6/13/2022
- First disbursed
- 7/6/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Supermarkets and Other Grocery Retailers (except Convenience
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $124K
- Est. cash at closing
- $170K
- Monthly payment
- $6,895
- Annual debt service
- $83K
- Cash flow needed (1.25×)
- $103K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Interstate Bank · Lender record →
Your business? Claim this record · Request removal
- Clifton Market and Clifton IGA in Cincinnati, OH — $342K (2022) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 258 months
- SBA guaranteed
- $257K (75%)
- Approval → funding
- 6 days
- Approved
- 11/17/2021
- First disbursed
- 11/23/2021
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Supermarkets and Other Grocery (except Convenience) Stores
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
- BEK, Inc in Billings, MT — $250K (2022) · First Interstate Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $125K (50%)
- Approval → funding
- 21 days
- Approved
- 6/15/2022
- First disbursed
- 7/6/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- Supermarkets and Other Grocery Retailers (except Convenience
Funded by First Interstate Bank · Lender record →
Your business? Claim this record · Request removal
- MFF Properties, LLC in Manzanita, OR — $3.6M (2021) · KeyBank National Association
- Program
- 7a General
- Rate at approval
- 4.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.6M (44%)
- Approval → funding
- 53 days
- Approved
- 9/13/2021
- First disbursed
- 11/5/2021
- Loan status
- Paid in full (11/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Supermarkets and Other Grocery (except Convenience) Stores
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
- New A & D, LLC in Craigsville, VA — $1.2M (2021) · purchase · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 262 months
- SBA guaranteed
- $915K (75%)
- Approval → funding
- 75 days
- Approved
- 10/8/2020
- First disbursed
- 12/22/2020
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Supermarkets and Other Grocery (except Convenience) Stores
If you were the buyer here
- Est. deal size
- $1.4M
- Est. down payment (10%)
- $136K
- Est. cash at closing
- $186K
- Monthly payment
- $7,660
- Annual debt service
- $92K
- Cash flow needed (1.25×)
- $115K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
- Sahajanand One Management LLC in Mullins, SC — $1.1M (2021) · TowneBank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.0M (90%)
- Approval → funding
- 19 days
- Approved
- 2/10/2021
- First disbursed
- 3/1/2021
- Loan status
- Paid in full (7/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Supermarkets and Other Grocery (except Convenience) Stores
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
- Sheridan IGA in Sheridan, OR — $860K (2021) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $774K (90%)
- Approval → funding
- 10 days
- Approved
- 7/9/2021
- First disbursed
- 7/19/2021
- Loan status
- Paid in full (5/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- New Business or 2 years or less
- Industry
- Supermarkets and Other Grocery (except Convenience) Stores
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
- GRANVILLE MEATS & GROCERIES INC. in Granville, IL — $700K (2020) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 266 months
- SBA guaranteed
- $525K (75%)
- Approval → funding
- 69 days
- Approved
- 4/22/2020
- First disbursed
- 6/30/2020
- Loan status
- Failed — $400K charged off (2/10/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- Supermarkets and Other Grocery (except Convenience) Stores
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
Buying a IGA USA - License Agreement? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded loans to IGA USA - License Agreement businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a IGA USA - License Agreement purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Readycap Lending, LLC funds the most. DealRoom is not a lender.
- $1.1M typical IGA USA - License Agreement loan
- 9 lenders fund the brand
- 19 days typical to fund
Buyers researching a IGA USA - License Agreement typically pre-qualify for SBA 7(a) financing next, then ask DealRoom to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.