Food & Restaurants · lender intelligence
How to finance a Ruth's Chris Steak House
The SBA 7(a) lenders funding the most Ruth's Chris Steak House deals, ranked from public loan records — typical Ruth's Chris Steak House loan about $2.4M. A bank that has funded the brand knows the model — faster approvals, better terms.
Most active with Ruth's Chris Steak House
Ranked by funded Ruth's Chris Steak House loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.9 loans · $5M · Wausau, WIFull record →
3+ funded Ruth's Chris Steak House deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Lou Wil II, L.L.C. in Wilmington, NC — $2.4M (2021) · IncredibleBank
- Program
- Preferred Lenders Program
- Rate at approval
- 5% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.2M (90%)
- Approved
- 5/3/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 81
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by IncredibleBank · Lender record →
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- Lou Wil II, L.L.C. in West Friendship, NC — $2.4M (2021) · IncredibleBank
- Program
- Preferred Lenders Program
- Rate at approval
- 5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $509K (21%)
- Approval → funding
- 38 days
- Approved
- 5/25/2021
- First disbursed
- 7/2/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 83
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Funded by IncredibleBank · Lender record →
Your business? Claim this record · Request removal
- BIG STEAKS MANAGEMENT, LLC. in Pikesville, MD — $500K (2020) · IncredibleBank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 24 days
- Approved
- 4/6/2020
- First disbursed
- 4/30/2020
- Loan status
- Paid in full (2/28/2023)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 36
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by IncredibleBank · Lender record →
Your business? Claim this record · Request removal
Buying a Ruth's Chris Steak House? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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DealRoom analysis of public SBA 7(a) lending records; ranked by funded loans to Ruth's Chris Steak House businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Ruth's Chris Steak House purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. IncredibleBank funds the most. DealRoom is not a lender.
- $2.4M typical Ruth's Chris Steak House loan
- 1 lenders fund the brand
- 38 days typical to fund
Buyers researching a Ruth's Chris Steak House typically pre-qualify for SBA 7(a) financing next, then ask DealRoom to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the DealRoom MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-16.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); DealRoom lender and franchise enrichment.